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Disability Claims and Social Media: Be Careful What You Post On Facebook

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The Los Angeles Times reports today about an old tactic, in a new form, that insurers use to support their efforts to deny or terminate disability insurance claims.  Insurers frequently use surveillance as a tool in their strategy to deny claims, but are now using publicly available information from social-networking websites to justify their decisions.

Social-networking websites such as Facebook and MySpace have become the go-to places where employers, college admissions officers and divorce lawyers can do background checks. Armed with the information, police have caught fugitives, lawyers have discredited witnesses and companies have discovered perfect-on-paper applicants engaged in illegal or simply embarrassing behavior.

And now insurance companies are exploiting the free, easily accessible websites.

The takeaway lesson here is that insurance companies will use any method at their disposal, so it is important that doctors protect their reputation online by not posting information publicly that can be taken out of context by your insurer and used as a basis to deny or terminate your claim.

Scottsdale disability insurance attorney Edward O. Comitz, and the other lawyers at Comitz | Beethe provide legal representation to protect the disability benefits of medical and dental professionals nationwide and throughout metropolitan Phoenix, Scottsdale, Tucson, Flagstaff, Sedona, Lake Havasu City, Prescott, and Yuma. We provide disability income claim advice, assistance with filing disability claims, including completion of disability claim forms and representation in disability insurance litigation.

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