Monthly Archives: June 2012

Disability Insurance Doctors Must Exercise Reasonable Care

In Arizona, although a formal doctor-patient relationship does not exist between an Independent Medical Examination (IME) doctor and a disability claimant, the IME doctor may still be liable if he fails to exercise reasonable care while administering the IME.  Ritchie v. … Continue reading

Posted in Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Insurance Bad Faith: Distinguishing Accident From Sickness

Disability insurance plans include different policy provisions that determine benefit payments based on whether your disability was caused by sickness or accidental injury.  As  we have previously discussed, the difference in benefits payments under the sickness and accident provisions is substantial.  … Continue reading

Posted in Disability Claim Denials, Insurance News | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

Posted in Disability Claim Denials | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Women with Disabilities Suffer Greater Risks than Men

A new study by The State Farm Center for Women & Financial Services at The American College indicates women have a higher risk of suffering both physically and financially from disability than men.  One statistic in the study shows women … Continue reading

Posted in Insurance News, Publications/Articles | Tagged , , , , , , , , , , | Leave a comment