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Disabled Physicians May Not Provide Self-Treatment

Filing Disability Claims

Many disabled physicians making a claim for disability benefits have asked our disability insurance attorneys whether they can treat themselves rather than spend additional time and money on another physician.  The answer is no.

Most disability insurance policies contain provisions which require disability claimants to be under the continued care of a physician.  Thus, even if a disabled doctor knows exactly what is wrong and how to be treated, the disabled doctor still must seek treatment from another physician in order to comply with the provisions of his or her disability insurance policy.  Typically, this means the disabled doctor will need to meet with a physician every three to four months (or six, depending on your disability insurance policy) to assess the doctor’s disability.  Failure to do this may enable a disability insurance company to deny or terminate disability benefits.

If you have any questions about specific provisions in your disability insurance policy, or if you have questions about your medical treatment, contact one of our disability insurance lawyers.  We are happy to provide you with appropriate guidance to ensure you continue receiving disability benefits.

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