Category Archives: Filing Disability Claims

Disability Claims in Today’s Economy

In this economy, filing a disability insurance claim can be daunting. Insurers have a strong incentive to deny payment of “high-end” claims (such as those filed by medical professionals) in order to protect their bottom line. A few tips can … Continue reading

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Comitz | Beethe: Solid Record With All Major Disability Insurance Carriers

Phoenix-based Comitz | Beethe and its attorneys have resolved cases in Arizona and nationally with all of the leading disability insurance companies and third-party administrators  in the country, including, among many others: Berkshire, Boston Mutual, CIGNA, Disability Management Services (“DMS”), Disability Reinsurance … Continue reading

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What is the difference between an “own-occupation” disability insurance policy and an “any-occupation” policy?

The language in disability policies varies greatly from company to company, and each policy must be reviewed separately to determine the insured’s rights under the policy. Generally speaking, though, an “own-occupation” policy will define “total disability” as a condition that … Continue reading

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Facebook Photos Result in Termination of Disability Benefits

The CBC has reported that Nathalie Blanchard, who was on long-term disability leave from her job at IBM due to depression, had her monthly benefits terminated after she posted photographs of herself on Facebook that depicted her vacationing, having fun at … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #1)

We have been counting down the list of the 10 Biggest Legal Mistakes Physicians Make When Filing a Claim for Disability. Today we post the number one mistake physicians make when filing a disability claim. MISTAKE NO. 1: Failing to … Continue reading

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Physicians’ Ethics: When to File a Disability Insurance Claim

A physicians considering filing a disability insurance claim must reach a difficult decision: Is it really time to look after his or her own health? Or should he or she just keep working through the pain? An article in American Medical … Continue reading

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Disability Insurance: Who Gets Denied?

According to disability insurance attorney Ed Comitz, the answer is individuals with neck and back pain. Musculoskeletal disorders are 23% of new disability claims, says the Council for Disability Awareness, an insurance industry trade group. Those filing a claim for … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #2)

Continuing with the list of the Ten Biggest Legal Mistakes Physicians Make is Mistake #2. MISTAKE NO. 2: Misunderstanding the Definitions of “Disability” and “Occupation” The definition of “disability” varies from policy to policy, as there is no standardization among … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #3)

Continuing with the list of the Ten Biggest Mistakes Legal Mistakes Physicians Make When Filing a Claim for Disability is Mistake #3. MISTAKE NO. 3: Insufficient Documentation. When submitting a claim, physicians must keep meticulous records of all communications with … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #4)

MISTAKE NO. 4: Blindly Attending an Independent Medical Exam   Insurers may ask physicians to agree to undergo an “independent” medical examination, where the insurer chooses and pays the person conducting the examination. This person may not even be a … Continue reading

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