Tag Archives: California disability insurance lawyer

Provident Life Says Disabled Doctor Must Undergo Surgery or Lose Benefits

A disability insurance policy may condition a doctor’s disability benefits upon his consent to receive “appropriate” medical treatment, which may include surgery, according to the California court in Provident Life & Accident Ins. Co. v. Henry. In Henry, a disability … Continue reading

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Surgeon Who Can’t Perform Surgeries May Not be “Totally Disabled,” Says Court

In our previous post, we looked how one California court analyzed the interpretation of “total disability” as applied to a gynecologist’s claim for disability benefits.  In this post, we look at another California case, Gross v. UnumProvident Life Ins. Co., … Continue reading

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Court Says Doctor Still Performing Minor Surgeries Not Disabled

Under California law, an insured claiming coverage under an insurance policy has the burden of proving entitlement to such coverage.  See Royal Globe Ins. Co. v. Whitaker, 181 Cal.App.3d 532, 537, 226 Cal.Rptr. 435, 437 (1986).  Therefore, in the disability … Continue reading

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Insurance Bad Faith: Distinguishing Accident From Sickness

Disability insurance plans include different policy provisions that determine benefit payments based on whether your disability was caused by sickness or accidental injury.  As  we have previously discussed, the difference in benefits payments under the sickness and accident provisions is substantial.  … Continue reading

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Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

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Women with Disabilities Suffer Greater Risks than Men

A new study by The State Farm Center for Women & Financial Services at The American College indicates women have a higher risk of suffering both physically and financially from disability than men.  One statistic in the study shows women … Continue reading

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Regulate Yourself: Physicians Underreport Impaired Colleagues

A study by the Journal of the American Medical Association (JAMA) suggests that physicians often do not report colleagues suffering from a disability. Patients are instead forced to rely upon their doctor’s own assessment of his health; this can endanger patients … Continue reading

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Arizona Disability Advocacy Coalition Honors Cottonwood Grocery Store

The Safeway grocery store in Cottonwood, Arizona was recently honored at the Arizona Disability Advocacy Coalition’s ADA Gala.  The store received the Justice and Equality Employment Liberty Award as “a community member or organization that has made a positive, proactive … Continue reading

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Disability Community Leaders Honored

The Arizona Disability Advocacy Coalition (AzDAC) recently announced the recipients of their 2010 Americans with Disabilities Act Awards. This year marks the 20th Anniversary of the Americans with Disabilities Act. Those honored included: Arizona Humane Society and the Cottonwood Safeway … Continue reading

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Your Insurance Company “Likes” You on Facebook

Insurers are making full use of the plethora of detailed information available on the Internet to keep tabs on claimants. Facebook, MySpace, Twitter, Google+, and other social networking websites are used to scope out claimants with the hope of catching … Continue reading

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