Tag Archives: disability insurance bad faith California

Insurance Bad Faith: Distinguishing Accident From Sickness

Disability insurance plans include different policy provisions that determine benefit payments based on whether your disability was caused by sickness or accidental injury.  As  we have previously discussed, the difference in benefits payments under the sickness and accident provisions is substantial.  … Continue reading

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Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

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California Insurance Commissioner Petitioned to “Kick Unum the Hell Out of California”

UnumProvident, one of the largest disability insurance carriers, was recently fined $15 million and ordered to reopen 115,000 claims in a multi-state regulatory settlement, and the California Department of Insurance also fined Unum $8 million and ordered Unum to reopen … Continue reading

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