Tag Archives: disability insurance claim denied

DISABILITY INSURANCE AND THE PHYSICIAN: CAN YOU COLLECT ON YOUR POLICY?

You have worked as a physician for your entire career.  Your spouse and children rely on you, and you have numerous financial obligations both at home and at the office.  The stress and trauma of a disability can cause you … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Texas Forbids Discretionary Clauses in Insurers’ Policies

The Texas Department of Insurance has promulgated new regulations prohibiting discretionary clauses in health, life, and disability insurance polices in Texas. Discretionary clauses give insurers sole discretion in deciding whether to approve or deny benefits, and affects the standard that … Continue reading

Posted in Disability Claim Denials, ERISA | Tagged , , , , , , , , , , , | Leave a comment

California Dept. of Insurance Fines Unum $8 Million for “Outlaw” Claims Handling

Over the weekend, the California State Department of Insurance reached a settlement with UnumProvident Corporation,  fining Unum $8 million, the largest settlement in the agency’s history, with  California Insurance Commissioner John Garamendi calling Unum an “outlaw company” that harmed consumers by … Continue reading

Posted in Disability Claim Denials, Insurance News, Publications/Articles | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment