Tag Archives: disability insurance lawyer

Comitz | Beethe to be exhibitor at Arizona Osteopathic Medical Convention’s Fall Seminar in Tucson

Disability insurance attorneys Comitz | Beethe will have an exhibitor’s booth at the upcoming Arizona Osteopathic Medical Association’s (AOMA) 32nd Annual Fall Seminar at the Hilton Tucson El Conquistador on November 10, 2012.  Physicians attending the conference are welcome to … Continue reading

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Provident Life Says Disabled Doctor Must Undergo Surgery or Lose Benefits

A disability insurance policy may condition a doctor’s disability benefits upon his consent to receive “appropriate” medical treatment, which may include surgery, according to the California court in Provident Life & Accident Ins. Co. v. Henry. In Henry, a disability … Continue reading

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Disabled Physicians May Not Provide Self-Treatment

Many disabled physicians making a claim for disability benefits have asked our disability insurance attorneys whether they can treat themselves rather than spend additional time and money on another physician.  The answer is no. Most disability insurance policies contain provisions … Continue reading

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Surgeon Who Can’t Perform Surgeries May Not be “Totally Disabled,” Says Court

In our previous post, we looked how one California court analyzed the interpretation of “total disability” as applied to a gynecologist’s claim for disability benefits.  In this post, we look at another California case, Gross v. UnumProvident Life Ins. Co., … Continue reading

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Court Says Doctor Still Performing Minor Surgeries Not Disabled

Under California law, an insured claiming coverage under an insurance policy has the burden of proving entitlement to such coverage.  See Royal Globe Ins. Co. v. Whitaker, 181 Cal.App.3d 532, 537, 226 Cal.Rptr. 435, 437 (1986).  Therefore, in the disability … Continue reading

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Disability Insurance Doctors Must Exercise Reasonable Care

In Arizona, although a formal doctor-patient relationship does not exist between an Independent Medical Examination (IME) doctor and a disability claimant, the IME doctor may still be liable if he fails to exercise reasonable care while administering the IME.  Ritchie v. … Continue reading

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Insurance Bad Faith: Distinguishing Accident From Sickness

Disability insurance plans include different policy provisions that determine benefit payments based on whether your disability was caused by sickness or accidental injury.  As  we have previously discussed, the difference in benefits payments under the sickness and accident provisions is substantial.  … Continue reading

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Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

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Women with Disabilities Suffer Greater Risks than Men

A new study by The State Farm Center for Women & Financial Services at The American College indicates women have a higher risk of suffering both physically and financially from disability than men.  One statistic in the study shows women … Continue reading

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Physician’s Guide to Choosing a Disability Insurance Policy

For doctors, disability insurance can be an essential step for protecting income in case they no longer practice. However, the insurance industry has made policies so confusing that it can be difficult to choose the right disability policy with the … Continue reading

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