Tag Archives: disability law

Arizona Disability Insurance Bad Faith and Delegation of Administrative Duties

Under the law in Arizona, the relationship between insurer and insured is a special relationship, giving rise to duties not usually found in other contractual agreements. Rawlings v. Apodaca, 151 Ariz. 149, 163, 726 P.2d 565, 579 (1986); Dodge v. Fidelity … Continue reading

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DISABILITY INSURANCE AND THE PHYSICIAN: CAN YOU COLLECT ON YOUR POLICY?

You have worked as a physician for your entire career.  Your spouse and children rely on you, and you have numerous financial obligations both at home and at the office.  The stress and trauma of a disability can cause you … Continue reading

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Phoenix Mayor’s Commission on Disability Issues

On the fourth Wednesday of every month, the City of Phoenix Mayor’s Commission on Disability Issues meets at 4:15 PM in Room 704 of the Calvin C. Goode Building, 251 W. Washington Street, 7th floor. Meetings are open to the … Continue reading

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Physicians’ Ethics: When to File a Disability Insurance Claim

A physicians considering filing a disability insurance claim must reach a difficult decision: Is it really time to look after his or her own health? Or should he or she just keep working through the pain? An article in American Medical … Continue reading

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Disability Insurance: Who Gets Denied?

According to disability insurance attorney Ed Comitz, the answer is individuals with neck and back pain. Musculoskeletal disorders are 23% of new disability claims, says the Council for Disability Awareness, an insurance industry trade group. Those filing a claim for … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #2)

Continuing with the list of the Ten Biggest Legal Mistakes Physicians Make is Mistake #2. MISTAKE NO. 2: Misunderstanding the Definitions of “Disability” and “Occupation” The definition of “disability” varies from policy to policy, as there is no standardization among … Continue reading

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Tucson Forum on Disability Policy

A disability policy forum was held on October 15, 2010 at the Tucson Marriott University Park. Chris Deschene, Secretary of State candidate, along with 19 Southern Arizona state legislative district candidates participated. Peri Jude Radecic, the executive director of the … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #3)

Continuing with the list of the Ten Biggest Mistakes Legal Mistakes Physicians Make When Filing a Claim for Disability is Mistake #3. MISTAKE NO. 3: Insufficient Documentation. When submitting a claim, physicians must keep meticulous records of all communications with … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #4)

MISTAKE NO. 4: Blindly Attending an Independent Medical Exam   Insurers may ask physicians to agree to undergo an “independent” medical examination, where the insurer chooses and pays the person conducting the examination. This person may not even be a … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #5)

Mistake #5 in the list of the 10 Biggest Legal Mistakes Physicians Make When Filing a Claim for Disability is: MISTAKE NO. 5: Believing All Mental Conditions Are Excluded or Subject to Limitations Many disability insurance policies terminate benefits for … Continue reading

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