Tag Archives: disabled doctor

Comitz | Beethe to be exhibitor at Arizona Osteopathic Medical Convention’s Fall Seminar in Tucson

Disability insurance attorneys Comitz | Beethe will have an exhibitor’s booth at the upcoming Arizona Osteopathic Medical Association’s (AOMA) 32nd Annual Fall Seminar at the Hilton Tucson El Conquistador on November 10, 2012.  Physicians attending the conference are welcome to … Continue reading

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Provident Life Says Disabled Doctor Must Undergo Surgery or Lose Benefits

A disability insurance policy may condition a doctor’s disability benefits upon his consent to receive “appropriate” medical treatment, which may include surgery, according to the California court in Provident Life & Accident Ins. Co. v. Henry. In Henry, a disability … Continue reading

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Surgeon Who Can’t Perform Surgeries May Not be “Totally Disabled,” Says Court

In our previous post, we looked how one California court analyzed the interpretation of “total disability” as applied to a gynecologist’s claim for disability benefits.  In this post, we look at another California case, Gross v. UnumProvident Life Ins. Co., … Continue reading

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Court Says Doctor Still Performing Minor Surgeries Not Disabled

Under California law, an insured claiming coverage under an insurance policy has the burden of proving entitlement to such coverage.  See Royal Globe Ins. Co. v. Whitaker, 181 Cal.App.3d 532, 537, 226 Cal.Rptr. 435, 437 (1986).  Therefore, in the disability … Continue reading

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Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

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Women with Disabilities Suffer Greater Risks than Men

A new study by The State Farm Center for Women & Financial Services at The American College indicates women have a higher risk of suffering both physically and financially from disability than men.  One statistic in the study shows women … Continue reading

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Physician’s Guide to Choosing a Disability Insurance Policy

For doctors, disability insurance can be an essential step for protecting income in case they no longer practice. However, the insurance industry has made policies so confusing that it can be difficult to choose the right disability policy with the … Continue reading

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When Doctors Become Patients

A recent New York Times article by Eric D. Manheimer, medical director of Bellevue Hospital Center and author of the memoir “Twelve Patients”, gives a firsthand account of what it’s like for a physician to suddenly become a patient.  This … Continue reading

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DISABILITY INSURANCE AND THE PHYSICIAN: CAN YOU COLLECT ON YOUR POLICY?

You have worked as a physician for your entire career.  Your spouse and children rely on you, and you have numerous financial obligations both at home and at the office.  The stress and trauma of a disability can cause you … Continue reading

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Physicians’ Ethics: When to File a Disability Insurance Claim

A physicians considering filing a disability insurance claim must reach a difficult decision: Is it really time to look after his or her own health? Or should he or she just keep working through the pain? An article in American Medical … Continue reading

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