Tag Archives: doctor disability

Provident Life Says Disabled Doctor Must Undergo Surgery or Lose Benefits

A disability insurance policy may condition a doctor’s disability benefits upon his consent to receive “appropriate” medical treatment, which may include surgery, according to the California court in Provident Life & Accident Ins. Co. v. Henry. In Henry, a disability … Continue reading

Posted in Disability Claim Denials | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Disabled Physicians May Not Provide Self-Treatment

Many disabled physicians making a claim for disability benefits have asked our disability insurance attorneys whether they can treat themselves rather than spend additional time and money on another physician.  The answer is no. Most disability insurance policies contain provisions … Continue reading

Posted in Filing Disability Claims | Tagged , , , , , , , , , , , | Leave a comment

Provident Life Tries to Short-End Disabled Doctor

Disability insurance companies may try to classify your disability claim as one resulting from “sickness” rather than “accident” or “injury.”  The difference matters because most disability insurance policies include separate sickness and accident provisions that affect limits of disability payment. … Continue reading

Posted in Disability Claim Denials | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Physician’s Guide to Choosing a Disability Insurance Policy

For doctors, disability insurance can be an essential step for protecting income in case they no longer practice. However, the insurance industry has made policies so confusing that it can be difficult to choose the right disability policy with the … Continue reading

Posted in Filing Disability Claims, Resources | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

When Doctors Become Patients

A recent New York Times article by Eric D. Manheimer, medical director of Bellevue Hospital Center and author of the memoir “Twelve Patients”, gives a firsthand account of what it’s like for a physician to suddenly become a patient.  This … Continue reading

Posted in Filing Disability Claims, Resources | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Don’t Toss the Policy: Important Documents for a Disability Insurance Claim

If you are a physician, dentist, or other professional considering filing a claim on your disability insurance, there are some important documents you should collect and keep organized in order to properly understand and document your claim, including: Your disability insurance policy The … Continue reading

Posted in Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Why Is It So Hard to Collect on My Disability Insurance Policy?

Phoenix disability insurance attorney Ed Comitz’s article, “Why Is It So Hard to Collect on My Disability Insurance Policy? Avoiding Mistakes when Filing a Claim, was published by Whitehall Management in its May/June 2010 Newsletter magazine. In the article, Ed … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Unum Increases Profits While Workers “Gut it Out”

In an interview, Unum CEO Thomas Watjen remarked that the recession has led to fewer disability claims being filed, because workers are increasingly insecure about their position at work and are more likely to “gut it out” rather than file … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

ABC News: The Insurer Who Spied on Me

ABC’s Good Morning America recently reported on an insurance company performing video surveillance of disability insurance claimants and then unfairly cutting off their benefits. Read:  The Insurer Who Spied On Me

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Too Sick to Work? They Disagree

SmartMoney Magazine has a shocking article in the February 10, 2010 edition regarding the tactics of insurance companies in fighting with disabled insureds over whether they are “too sick to work.” For Lori Dawson, the calls of concern would come … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment