Tag Archives: long-term disability benefits

Which Type of Disability Insurance Policy Do You Own?

Disability insurance policies come in several types. The type of policy you purchase affects your legal rights and the benefits you may receive. Here is an overview of the basic types of disability insurance policies. Individual Disability Insurance: As the … Continue reading

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Disability Claims in Today’s Economy

In this economy, filing a disability insurance claim can be daunting. Insurers have a strong incentive to deny payment of “high-end” claims (such as those filed by medical professionals) in order to protect their bottom line. A few tips can … Continue reading

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Comitz | Beethe: Solid Record With All Major Disability Insurance Carriers

Phoenix-based Comitz | Beethe and its attorneys have resolved cases in Arizona and nationally with all of the leading disability insurance companies and third-party administrators  in the country, including, among many others: Berkshire, Boston Mutual, CIGNA, Disability Management Services (“DMS”), Disability Reinsurance … Continue reading

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What is the difference between an “own-occupation” disability insurance policy and an “any-occupation” policy?

The language in disability policies varies greatly from company to company, and each policy must be reviewed separately to determine the insured’s rights under the policy. Generally speaking, though, an “own-occupation” policy will define “total disability” as a condition that … Continue reading

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Disability Claims and Social Media: Be Careful What You Post On Facebook

The Los Angeles Times reports today about an old tactic, in a new form, that insurers use to support their efforts to deny or terminate disability insurance claims.  Insurers frequently use surveillance as a tool in their strategy to deny … Continue reading

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Facebook Photos Result in Termination of Disability Benefits

The CBC has reported that Nathalie Blanchard, who was on long-term disability leave from her job at IBM due to depression, had her monthly benefits terminated after she posted photographs of herself on Facebook that depicted her vacationing, having fun at … Continue reading

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The 10 Biggest Legal Mistakes Physicians Make When Filing a Disability Claim (Mistake #1)

We have been counting down the list of the 10 Biggest Legal Mistakes Physicians Make When Filing a Claim for Disability. Today we post the number one mistake physicians make when filing a disability claim. MISTAKE NO. 1: Failing to … Continue reading

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Northwestern Mutual’s Website Shows How Disability Insurers Interpret and Apply “Own Occupation Coverage”

Northwestern Mutual Life Insurance, a major disability insurer for dentists and physicians, has recently created a new website, the “Disability Income Insurance Knowledge Center.” Northwestern claims that this website will assist policyholders in understanding the terms of their own-occupation disability … Continue reading

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Disability Community Leaders Honored

The Arizona Disability Advocacy Coalition (AzDAC) recently announced the recipients of their 2010 Americans with Disabilities Act Awards. This year marks the 20th Anniversary of the Americans with Disabilities Act. Those honored included: Arizona Humane Society and the Cottonwood Safeway … Continue reading

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Disabled Doctor Wins Battle Against Unum Life

Salient News recently reported on a disabled doctor who won a jury trial against Unum. The doctor had to fight to receive disability insurance benefits to which he was entitled. As his attorney stated: Unum has shown a long-standing pattern … Continue reading

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